Equity flows, credit spreads, rates and FX, portfolio construction, retirement strategy. The mechanics of allocating money — written for the people who actually have to do it.
Bridgewater's All Weather framework was designed for a world of structurally falling correlations between stocks and bonds. That world is gone — at least temporarily. We test six 4-asset variants across 1990–2026, walk through the regime detection that actually matters, and propose a modified weighting that survived 2022.
Coverage across asset classes, portfolio construction frameworks, and the practical mechanics of putting capital to work — from index investors to professional allocators.
Eight finance tools we built for ourselves and ended up using more than any spreadsheet. Each one launches inline — no signup needed.
Test any combination of ETFs across thirty years of data with rebalancing rules and transaction costs.
Launch toolMonte Carlo projection of your portfolio with sequence-of-returns risk and stochastic life expectancy.
Launch toolFind offsetting positions across your taxable accounts and quantify the after-tax benefit before you trade.
Launch toolShould you pay down the mortgage or invest the spread? We solve it across rate scenarios and tax brackets.
Launch toolA weekly finance dispatch — one portfolio idea, one market commentary, and one practical money piece. Twelve hundred words, written by the desk, edited by the Chief Strategist.